Why you want 0% APR on All of Your Lines of Credit
Savings can come in all different forms but there is no better feeling than to NOT have to pay interest. Paying interest, depending on the rate, can really bump up your monthly payments which will become costly quickly. We will teach you how to leverage knowledge and not have to pay interest.
How can you get to that coveted 0% APR? That is the million-dollar question!
APR (approved percentage rate) is another way of saying “the better your credit is the lower your rate will be”. In other words, if you have stellar credit, pay your bills on time and are responsible you should be able to get that 0% APR, which can be life changing when it comes to paying your monthly and more importantly having your money work just as hard as you do. Now, of course, having your Credit Caregiver in your corner can help you get the best rates on the credit lines that you need.
Why Stop at 0% APR?
0% APR is a great benefit but why not get all the benefits that make a line of credit a powerful financial tool. Not having to worry about how much the interest is going to cost is peace of mind but there are other advantages that you should also be aware of. Your Credit Caregiver will walk you through obtaining your 0% interest capital but you should understand some of the benefits.
Below are a few perks when using Lines of Credit:
- No Prepayment Penalties
- Revolving and only pay back what you spend
- Low affordable monthly payments of 2% of the balance
- Frequent Credit Increases
- Reward/Point Programs
- Typically Unsecured
No Prepayment Penalties
You want a credit line that you can pay off early and not have to worry about being charged to do it! Prepayment penalties are a great way for the financial institutions to be sure that they get their money on 0% APR but it is not such a great deal for you! Fortunately for you, your credit caregiver will help you obtain 0% interest credit lines.
Only Pay Back What You Spend
There are credit lines that allow you to take what you need and NOT have to pay fees if you do not use it! We will help you find the right credit line.
Low Affordable Monthly Payments
Credit lines are not helpful if they break your monthly budget. Minimum monthly payments will be as low as 2% of the balance makes payments affordable.
Why not get the money that you need and save at the same time? 0% APR can help you save money and when you combine it with the other available benefits you can really save a great deal!
You work hard, teach your money to work just as hard.